CNN) — Luis Caplan served the poor of the South Bronx for decades out of a small medical office. His leg was amputated after a bout with cancer in 1990, yet he continued to work for another five years.

Now, his savings has nearly been wiped out because of the economic crisis. At the age of 71, he faces losing his apartment if things don’t change soon. The government bailed out the big institutions, but “what happens to the little people,” he asks.

“What happens to the real middle class? What happens to me?” he says, choking back tears. “It’s awful. It’s really awful.”

With Congress working to pass the $800 billion stimulus bill, millions of Americans — especially those with homes they’re trying to sell or about to be foreclosed on — are asking the same thing: What’s in it for me?